Introduction:
Planet Auto" company is one of the leading Ukrainian dealers of new and used cars on credit. It offers a wide choice of cars from leading manufacturers, such as Toyota, Honda, Nissan, Kia, Hyundai, and also renders services on car crediting. Today "Planeta Avto" has more than 20 years of successful work at Ukrainian market and is a reliable partner for those who looks for a quality car on credit.
Description of the company's services:
Planet Auto Company offers its customers the services of selling cars on credit. It cooperates with the leading banks of Ukraine and provides flexible credit programs that meet the needs of any client. The main services of the company are:
- sale of new and used cars;
- provision of auto lending services;
- redemption of cars from individuals;
- car swap;
- vehicle maintenance;
- sale of spare parts and accessories.
"Planet Auto" offers flexible lending conditions, reducing the down payment to 10% of the value of the car, and also provides an opportunity to choose the most convenient repayment schedule. Clients can choose the most convenient conditions and terms of lending, as well as get qualified advice of company's specialists on lending and car selection.
Car loans market in Ukraine
Overview of the car lending market in Ukraine
The market for car loans in Ukraine has existed for a long time and is constantly evolving. In recent years there has been an increase in the number of car loans issued by banks, as well as an increase in demand for new cars on credit. Companies that sell cars on credit are becoming increasingly popular among buyers.
Statistics of car lending in Ukraine
According to the National Bank of Ukraine, in 2021 the population of Ukraine was granted car loans worth more than 48 billion UAH. This is 31% more than in 2020. Most loans were issued for a term of 3 to 5 years.
Trends in the car lending market in Ukraine
One of the main trends in the development of the car lending market in Ukraine is increased competition between banks and companies offering car lending services. This leads to the fact that lending programs are becoming more and more flexible and profitable for consumers.
It is also worth noting that more and more people prefer new cars, which in turn contributes to the growth of demand for car lending services. In addition, the improvement of the economic situation in the country, as well as an increase in the level of income of the population, affect the growth of car loans.
In general, the market of car lending in Ukraine is developing dynamically, providing customers with more and more opportunities to buy cars on credit. Planet Auto" company is one of the key players in this market, providing its customers with favorable lending conditions and a wide range of cars.
Services of Planet Auto
Description of company services Planet Auto for sale on credit
The Planet Auto company offers its customers the service of selling cars on credit. The credit is executed for the amount up to 70% of the car value and for the term from 6 to 60 months. A client can choose any model of a car from the offered assortment, as well as use the services of evaluation and exchange of the old car.
Loan terms and conditions
To obtain a loan in the company Planet Auto need to provide the following documents:
- passport of a citizen of Ukraine;
- taxpayer code;
- A document confirming income (certificate of employment or tax return);
- a document confirming permanent residence.
In addition, the client must have a sufficient credit history and not be in arrears on other loans or credits.
Features and benefits of the company's offer
One of the main advantages of Planet Auto's offer is a wide range of cars of different brands and models. In addition, the company provides flexible lending terms, which allows customers to choose the most suitable option for themselves.
Another advantage is the professional assistance of the company's specialists in choosing a car and processing the loan. The client can get advice on any issues related to the purchase of a car on credit.
Planet Auto company also offers its customers various promotions and special offers that make buying a car on credit even more profitable. As a whole, Planet Auto's offer is one of the most attractive at the market of car crediting in Ukraine.
The process of buying a car on credit through the company Planet Auto
Planet Auto company offers a convenient and easy process of buying a car on credit. Below we will discuss the main steps of the process and the advantages of buying through Planet Auto company.
Description of the purchase process car on credit through the company Planet Auto
Step 1: Choosing a vehicle
The first step is to choose a car from the wide range of models offered on the company's website. You can choose a car of any brand and model that meets your needs and budget.
Step 2: Apply for an application
After choosing a car you need to apply for a loan on the company's website or in the sales office. The application will be considered within a few days.
Step 3: Getting approved for a loan
After your loan application has been reviewed, you will receive notification of approval or denial. If the loan is approved, you will receive all necessary documents to sign.
Step 4: Signing documents
After you are approved for the loan, you will need to sign all the documents required for the loan and the purchase of the car. In addition, you will need to sign a sales contract with the seller.
Step 5: Obtaining a vehicle
After processing the loan and signing all necessary documents, you will receive the keys to the car and you can pick it up.
Features and advantages of the purchase process through the company Planet Auto
Buying a car on credit through the Planet Auto company has a number of advantages compared to the usual purchase on credit through a bank. In particular, the company offers its customers the "Trade-in" service, which means the possibility to trade in your old car for the new one.
In addition, when buying a car through the company Planet Auto customers can count on more flexible lending terms, as well as free legal support when making a deal. The company also has a wide range of cars, which gives an opportunity to choose a car for any taste and wallet.
Another advantage of buying a car on credit through the company Planet Auto is the possibility of processing the loan on the spot, without having to go to the bank. It significantly saves time and is convenient for those who have no opportunity to leave for a long time because of work or other circumstances.
The company also provides its customers with a guarantee for the car, which gives an additional feeling of confidence and security when buying a car on credit.
In general, the process of buying a car on credit through the company Planet Auto is a simple, quick and convenient way to buy a car on credit, with minimal time and effort.
Competitive environment
Analysis of the competitive environment in the market of car lending in Ukraine
The market of car lending in Ukraine is quite saturated with competition. The main players in the market are banks that offer their services on car loans. Among the most popular banks offering car loans in Ukraine are: PrivatBank, Oschadbank, Raiffeisen Bank Aval, Ukrgasbank, Credit Agricole Bank, ProCredit Bank and others. Apart from banks, there are also some car dealerships and companies that sell cars on credit on the market.
Competitive advantages of Planet Auto
Despite the large number of competitors, Planet Auto company has its competitive advantages. One of the main advantages is that the company is a long-term participant of the car loan market in Ukraine, which speaks of its reliability and professionalism. In addition, the company has a wide network of branches and representative offices throughout Ukraine, which provides convenience and speed of obtaining credit for customers. Another advantage is an individual approach to each client, which allows offering the best credit conditions depending on the needs of the client.
The company also offers a wide range of car brands and models, which is an advantage over competitors that offer loans only for certain car brands. In addition, the company has a high degree of automation of the loan application process, which allows it to process a large volume of applications quickly and efficiently.
In general, the company Planet Auto has a number of competitive advantages, which allow it to successfully compete on the market of car lending in Ukraine.
Branches in Ukraine:
Conclusion:
The company Planet Auto is one of the leaders in the market of sale of cars on credit in Ukraine. In this article the history of the company, its services, the process of buying a car on credit through the company, as well as the competitive environment in the market of car lending in Ukraine were considered.
The analysis of competitive environment showed that the competition in the market of car lending in Ukraine is quite high, but the company Planet Auto has a number of competitive advantages. One of the main advantages is wide choice of cars and flexible crediting system.
Getting a loan from Planet Auto is easy enough, you need to fill out an application on the company's website or leave a request by phone. Clients can choose a convenient variant of crediting as well as flexible terms of credit repayment.
In the long term the company Planet auto has all chances for further development in the market of car lending in Ukraine, thanks to its competitive advantages and high quality of services. The company continues to improve and expand its assortment and services, which allows it to successfully compete in the market of car lending in Ukraine.
